PACE Programs may be in peril due to pressure from Lenders. The bottom line is that lenders argue that putting a tax lien on a home for energy efficient upgrades is an unfair advantage. They argue that the loan should be a junior lien and that it is not by definition a "tax." For more information view the following: http://online.wsj.com/article/SB10001424052748704534904575132123115802584.html